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SpectroCoin Card logotype

SpectroCoin Card

3.3 from 29 vote[s]
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Cryptos Supported (4)

Card Characteristics

Card Type




Wallet Included


Funding methods

Wire Transfer


Credit Card




Spectrocoin Card Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (sandwiches, jeans, gardening supplies, etc.) with your crypto assets. This is a review of Spectrocoin Card – one of the many cryptocurrency debit cards.

General information

Spectrocoin Card is a very interesting card. Today, it supports the following cryptocurrencies



DASH; and

NEM Coin.

The card will most likely support even more cryptocurrencies in the future.

With respect to fiat currencies, Spectrocoin Card supports USD, EUR and GBP.

Spectrocoin Card is a so called EFTPOS-card. EFTPOS stands for Electronic Funds Transfer at Point of Sale and denotes an electronic payment system. It comes from USA and initially rolled out in 1982. See more about EFTPOS here. EFTPOS-cards can be used essentially everywhere and doesn’t limit the card holder in any substantial manner compared to holding a Visa-card or MasterCard.

US-investors may also use this card.

The card can be used in 30 million ATM-machines across the globe, at 20 million sites and shops and it has deposit and withdrawal limits higher than the industry average. The delivery time for the card is 2-4 business days.

Picture of Card

SpectroCoin Card Picture of Card

SpectroCoin Card Fees

Spectrocoin Card has competitively low fees, no doubt about that. This means that the fees with this card is not a disadvantage to using it. The fees are set out in this picture:

Spectrocoin Card Fees


The monthly fee is USD 1.00. Relatively speaking, this fee is low.

ATM-usage results in a fee of USD 2.50 on the withdrawn amount. This might be disadvantageous in countries where the normal ATM-machines only allow smaller withdrawals (USD 20 for instance). In such scenarios, in order to withdraw a larger amount you need to withdraw several times, thus triggering the fixed fee each time. Usually, however, you can go to a bank to withdraw higher amounts in a more efficient manner.

There is an issuance fee of USD 50.00 for the plastic card. This is higher than the industry average. In contrast, however, there is no commission based fee on the spending. Spectrocoin Card only charges a fixed fee of USD 0.25 when you make purchases. For purchases bigger than USD 15, this is a much more competitive fee structure than the majority of cryptocurrency debit cards in the market.

Concluding remarks

If this is the cryptocurrency debit card for you, congratulations. Sign up here NOW.

If not, check out one of the other epic cryptocurrency debit cards in our cryptocurrency debit card list. Good luck!

Spectrocoin Card Review - Cryptowisser Logo

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