BTC $67,045.00 (+1.70%)
ETH $1,941.18 (+0.80%)
XRP $1.40 (+0.01%)
BNB $607.52 (+1.22%)
SOL $82.57 (+2.90%)
TRX $0.29 (+2.03%)
DOGE $0.10 (+0.23%)
BCH $543.24 (+0.54%)
ADA $0.27 (+1.69%)
LEO $8.71 (+0.40%)
HYPE $28.76 (+2.36%)
XMR $330.17 (+0.08%)
LINK $8.55 (+1.56%)
CC $0.16 (-1.60%)
XLM $0.16 (+0.77%)
RAIN $0.01 (-1.31%)
ZEC $256.15 (-0.35%)
HBAR $0.10 (+1.12%)
LTC $53.50 (+3.25%)
AVAX $9.01 (+3.33%)

Indonesia vs Cambodia

Crypto regulation comparison

← Back to map | Indonesia | Cambodia
Indonesia

Indonesia

Cambodia

Cambodia

Legal
Restricted

Cryptocurrency is legal in Indonesia and classified as a commodity (not currency). Bappebti regulated crypto since 2019, but authority transitioned to OJK (Financial Services Authority) in January 2025. Under PMK 50/2025 (effective August 2025), crypto transactions incur a 0.21% final income tax via domestic exchanges (1% via foreign platforms). VAT on crypto transfers was abolished as crypto was reclassified as digital financial assets.

Cambodia has a restrictive stance on cryptocurrency. The National Bank of Cambodia prohibits banks and financial institutions from dealing in crypto, and unlicensed crypto businesses are illegal. However, the government has shown interest in blockchain technology and launched Bakong, a CBDC-like payment system.

Tax Type Varies
Tax Type Unclear
Tax Rate 0.21% (domestic exchange) / 1% (foreign platform)
Tax Rate N/A
Exchanges Yes Yes
Exchanges No No
Mining Yes Yes
Mining Yes Yes
Regulator OJK (Otoritas Jasa Keuangan) since January 2025
Regulator National Bank of Cambodia (NBC), SERC
Stablecoin Rules Crypto traded as commodities; stablecoin-specific rules under development with OJK transition
Stablecoin Rules Bakong (CBDC) promoted as alternative; private stablecoins not specifically regulated
Key Points
  • Crypto regulated by OJK since January 2025, transitioned from Bappebti
  • 0.21% final income tax on (PPh Art. 22) crypto transaction value for sales per PMK 50/2025
  • VAT abolished under PMK 50/2025; reclassified as digital financial assets
  • Only crypto assets approved and listed by Bappebti can be traded on licensed exchanges
  • Indonesia launched a national crypto exchange (Bursa Kripto Indonesia) in 2023
Key Points
  • NBC issued a 2018 directive prohibiting banks from dealing in cryptocurrency
  • Unlicensed crypto exchanges and trading platforms are banned
  • Bakong digital payment system launched in 2020 using blockchain technology
  • SERC (Securities and Exchange Regulator) has discussed regulating crypto as digital assets
  • Despite restrictions, peer-to-peer crypto usage remains significant
Sources
Sources