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Card Review

Uphold

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Card Fees

Issuance Fee $0.00NO ATM Fee • 1.80% Spend Fee • $0.00 Monthly Fee • $50 Minimum Deposit

Funding Methods

Yes Wire Transfer Yes Debit Card Yes Credit Card No Paypal No Gift Card No Cash

Uphold Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (burgers, jeans, cell phones, etc.) with your crypto assets. This is a review of Uphold – one of the many crypto debit cards.

General info

Uphold supports a number of different cryptos. Not only the absolutely biggest ones, but also a few others. The total number of supported cryptos is 10. The card will most likely support even more cryptos in the future.

With respect to fiat currencies, Uphold supports more fiat currencies than the vast majority of other cryptocurrency debit cards. The following fiat currencies are supported: AED, ARS, AUD, BRL, CAD, CHF, CNY, DKK, EUR, HKD, ILS, INR, JPY, KES, MXN, NOK, NZD, PHP, SEK, SGD and USD.

Uphold is a MasterCard. MasterCard and VISA have roughly the same acceptance rates, so Uphold can be used essentially everywhere.

US-investors may also use this card.

The last piece of general information worth noting here is that Uphold claims to be the world’s first transparent financial reserve. Uphold keeps a public record of its solvency – assets vs member holdings. This means that each user of the Uphold card can see that funds are there and accessible. This is an interesting approach that we believe will be more and more common.

Picture of Card

Uphold Card Picture of Card

Uphold Fees

The fees charged when using this card are not particularly high. There are of course fees involved in using it, but these are not deterrent to using it in our opinion.

According to the info we have received, you can’t use this card in an ATM. So if that’s important to you, Uphold won’t be the card for you.

There is no monthly fee. This is quite common. Something less common, however, is that there is no issuance fee either. Very competitive.

In any event, the most important fee of them all is the commission on spending. This card sets you back 1.80%. This means that if you buy a nice sweater for USD 100, this will reduce your crypto assets with USD 101.80.

The maximum deposit is USD 2,500 per day (if you deposit via bank transfer, deposits via debit card are capped at USD 500 per day). If you need a card with higher maximum deposit limits than that, don’t worry. Just have a look in our crypto debit card list to find another card for you.

Concluding remarks

If this is the crypto debit card for you, congrats! If not, check out one of the other cards in our crypto debit card list. Good luck!