Revolut Metal Card Logo
Card Review

Revolut Metal Card

Fees & Limits

Issuance Fee USD 4.99 ATM Fee Up to EUR 900 free, EUR 300 with basic accounts. 2% charges thereafter. Spend Fee 0.00% Monthly Fee USD 0 (Standard Category) Minimum Deposit N/A

Funding Methods

Yes Wire Transfer No Debit Card No Credit Card No Paypal No Gift Card No Cash

A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a cryptocurrency debit card, you can. This is a review of Revolut Metal Card, one of the crypto debit cards out there.

Revolut Metal Card is an interesting card that we at are very excited about. 

On the date of last updating this review (22 January 2021), the company behind the card presented on its website that it had issued 12 million users. This is naturally very impressive.

Revolut Card is a Mastercard, meaning that you can use the card at any point of payment that accepts Mastercard. This is of course a great advantage, seeing that Mastercard (and VISA) are the most accepted cards in the world.

The card has support for Bitcoin, Ethereum and Litecoin. Also, it supports the EUR fiat currency. The card in other continents support other fiat currencies as well.

The following is a picture of the card obtained from the Revolut-website on the date of last updating this review (22 January 2021):

Revolut Metal Picture of Card

Revolut Metal Card’s fees are very competitive indeed. There are four different versions of the card: Standard, Plus, Premium and Metal. The fees vary between the versions. 

Revolut Card Different Versions

There are no monthly fees for the Standard Card (but small monthly fees for the Plus, Premium and Metak versions).

There are no issuance fees, but a delivery fee amounting to EUR 14.99, so we have listed that as the delivery fee (it's still a fee associated with the issuance in a sense).

There are no minimum deposit limits. As long as you have a balance on the Revolut-account that the card is connected to, you can use the card. 

As for ATM-withdrawals, Revolut will charge you no extra fees as long as you don't withdraw more than a certain amount. For Standard and Plus, this amount is approx. USD 250. For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. 

To our understanding, there are no spending commissions or top up-commissions. But we are yet to confirm this statement with the company. Stay tuned!

The Revolut Metal Card (but only the Revolut Metal Card) also offer something very interesting: a cashback feature. What is a cashback feature? Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in a certain form you have selected. And the percentage is from 0.10% up to 1.00%, depending upon where you make your purchase. If you make the purchase in Europe, the cashback is 0.10%. If you make it outside Europe, the cashback is 1.00%.

Revolut Card Cashback

Revolut are very keen on informing how seriously they take their security. Three things in particular that they highlight is that they have an "award-winning anti-fraud system", that they are constantly monitoring the web for security purposes, and that you can ask for single-use cards to be issued. The latter means that you order a virtual card that you can only use once. That way, if your card details are compromised, it is to no use at all for the assailant.

Revolut Metal Card Security

We have a great feeling about the Revolut Metal Card. 

If this is the cryptocurrency debit card for you, congratulations. But if not, check out one of the other cards in our crypto debit card list.