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Card Review


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Card Fees

Issuance Fee 00.85 ATM Fee • 1% Spend Fee • 0 Monthly Fee • 0 Minimum Deposit

Funding Methods

No Wire Transfer Yes Debit Card Yes Credit Card No Paypal No Gift Card Yes Cash

Supported Cryptos (4)

Dai, ERC20, Ethereum, TokenCard Coin

Monolith Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (sandwiches, jeans, gardening supplies, etc.) with your crypto assets. This is a review of Monolith – one of the many cryptocurrency debit cards.

General information

The company behind Monolith is “Token”. Token is the trading name of Token Group Limited (a company registered in England and Wales (11098384)). Monolith also has a token by the same name. See more about the Tokencard cryptocurrency here.

Monolith is live and running! It is currently available in 31 different countries across Europe (EEA). It supports, inter alia, Ethereum, and any ERC20-token. There are a LOT of ERC20-tokens out there so this is definitely one of Monolith’s strengths.

The card supports two fiat currencies: EUR and GBP, and the card actually also supports Google Pay!

Monolith is a VISA-card. This means that you can use it anywhere where VISA-cards are accepted and withdraw cash from more than 34 million cash machines across the globe. The card is also connected to a non-custodial wallet.

US-investors may not use this card. So, if you’re an American and you’re looking to get a cryptocurrency debit card, you’ll have to resort to this crypto debit card list and pick one of the cards where there is a green checkmark in the “US Allowed”-column. It shouldn’t be that hard for you now, should it?

Picture of Card


Monolith Card

Monolith Fees

We think that this card charges competitive fees. This means that the fees with this card are not a disadvantage to using it.

There is no monthly fee, nor insurance fee. Actually, there are no arbitrary fees at all: no ordering or activation fee and cryptos are sold at market rate without hidden fees.

The fee for topping up the card is between 1% and 2% depending on the token used.

Domestic ATM withdrawal is free up to twice a month, and then £0.75  / €0.85 per withdrawal. There are no fees for domestic Point of Sales (using your card at a merchant).

There is a daily general spending limit, set at 7,500£ / 8,000€.

For a nice overview of the fees involved with using this card, please see below:

Tokencard Fees

Concluding remarks

If this is the cryptocurrency debit card for you, congratulations. If not, check out one of the other epic cryptocurrency debit cards in our cryptocurrency debit card list. Good luck!