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Card Review

MCO Visa Card

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Card Fees

Issuance Fee 00 (up to USD 200), 2.00% above that ATM Fee • 0.00% Spend Fee • 0 Monthly Fee • 0 Minimum Deposit

Funding Methods

Yes Wire Transfer Yes Debit Card Yes Credit Card Yes Paypal No Gift Card No Cash

MCO Visa Card Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (coffee, beer, clothes, etc.) with your crypto assets. This is a review of MCO Visa Card – one of the many cryptocurrency debit cards.

General information

MCO Visa Card is the result of the rebranding of the Monaco Card. The rebranding transition was completed in September 2018 and the card is now shipping in, among other places, Singapore, USA and the countries in the European Union.

MCO Visa Card curently supports the following cryptos: BTC, ETH, LTC, XRP, MCO, BAT, BNB, TUSD and ENJ, but it will most likely sulang=japport even more cryptos in the future.

With respect to fiat currencies, the card supports GBP, HKD, EUR, JPY, SGD and AUD.

The MCO Visa Card is, as you might have expected, a Visa card, meaning that it is accepted essentially everywhere in the world.

MCO Visa Card Fees

We think that the MCO Visa Card charges insanely competitive fees.

There is no issuance fee. There is no monthly fee (0.00 USD). Actually, there is not even any commission on spending. This means that if you buy a nice sweater for USD 100, this will reduce your crypto assets with only USD 100.

There is no maximum or minimum deposit either. Wow, just wow.

The only fee we have been able to find (comparable to other cards) is the ATM withdrawal fee. There is no such fee for withdrawals up to USD 200. But thereafter, the fee is 2.00%.

The card even has a “crypto cash-back”-function, meaning that for everything you spend, you receive 1.00% back in the form of Crypto.com Tokens (MCO Tokens).

There are six card types (starting from the least exclusive), where the deal you get is the best for the most exclusive. With “deal” we mean higher limit for free ATM-withdrawals and bigger crypto cash-backs (2.00% for the Obsidian Black, see below). See more on this under Different Card Benefits below. These are the card types:

Midnight Blue (no purchase of MCO Tokens required);

Ruby Steel (purchase of at least 50 MCO Tokens – to be held for no less than 6 months – required);

Jade Green (purchase of at least 500 MCO Tokens – to be held for no less than 6 months – required);

Royal Indigo (purchase of at least 500 MCO Tokens – to be held for no less than 6 months – required);

Icy White (purchase of at least 5,000 MCO Tokens – to be held for no less than 6 months – required);

Obsidian Black (purchase of at least 50,000 MCO Tokens – to be held for no less than 6 months – required).

Different Card Benefits

The different card levels bring different benefits. The company behind the MCO Visa Card has produced a very helpful overview, showing the benefits from each and every one of the card types. It is available here:

MCO Visa Card Different Card Types

Concluding remarks

If this is the cryptocurrency debit card for you, congratulations.

If not, check out one of the other epic cryptocurrency debit cards in our cryptocurrency debit card list. Good luck!