24H Volume

Coming soon!


4.2 from 24 votes


Taker fee


Maker fee


Withdrawal fee


Funding methods

Wire transfer

Credit card

Other crypto

US investors permitted

Kriptomat Review

A trading cryptocurrency guide must provide reviews of all of the top crypto exchanges out there, so that you can find the best cryptocurrency exchange site for you. This review of Kriptomat consists of four parts: general information, fees, deposit methods and security.

General Information

Kriptomat is an up-and-coming exchange from Estonia. Estonia is actually the only country in the Baltics that has cryptocurrency exchanges. But there are more than one: BTCbearJubiter and Crex24 all come from Estonia. Also, Estonia is aiming establish itself as one of the European go-to countries for cryptocurrency companies. As in New York, you can apply for exchange licenses here (normally two licenses together: license as provider of virtual currency exchange against fiat currency, and license as provider of a virtual currency wallet service). This is a very interesting development that we are following closely!

Kriptomat are licensed in Estonia.

The focus on Kriptomat seems to be simplicity. Everything feels intuitively straight-forward and you don’t have to browse for hours to find the information you’re looking for. This really distinguishes Kriptomat from many other alternatives on the market.

US-investors may not trade here. There are many things making it complicated for non-US cryptocurrency exchanges to accept traders from the US. First and foremost, it’s the US’ legal regime. The US-legal regime imposes burdensome obligations on many companies accepting funds from US-investors. Such obligations include, inter alia, preparing marketing material in accordance with SEC-standards and registering them with the SEC (which is a very burdensome process). If you’re from the US, you shouldn’t be too sad though. Use our Exchange Finder to find a US-friendly exchange for you.

With respect to the number of cryptocurrencies traded, Kriptomat supports most of the big ones (Bitcoin, Ethereum, IOTA). They also have a handful of others (0x Protocol, Augur, Cardano, Civic, Enjin, FunFair, Gnosis, Metal, OmiseGo, Request Network, Status). According to information we have received, more cryptocurrencies will also be supported within short.


A very positive trait of this exchange is the availability of languages. 20 languages are supported. In addition to English, you have Deutsch, Eesti, Español, Français, Hrvatski, Italiano, Latvietis, Lietuviškai, Magyar, Nederlands, Polski, Português, Română, Slovenčina, Slovenščina, Türkçe, Čeština, Ελληνικά, Български and Русский.

Kriptomat Fees

Kriptomat Trading fees

These are the fees at Kriptomat:

  • EUR to BTC 1,45% – minimum fee 1,45 EUR
  • BTC to EUR 1,45% – minimum fee 1,45 EUR
  • EUR to ETH 1,45% – minimum fee 1,45 EUR
  • ETH to EUR 1,45% – minimum fee 1,45 EUR
  • EUR to REP 1,45% – minimum fee 1,45 EUR
  • REP to EUR 1,45% – minimum fee 1,45 EUR
  • GNO to EUR 1,45% – minimum fee 1,45 EUR
  • EUR to GNO 1,45% – minimum fee 1,45 EUR

There are also specific credit card purchase fees:

  • Credit/Debit card purchase: 5,1 % – for amounts lower than 100 EUR.

It is difficult to compare these fees with the fees for crypto-to-crypto exchanges as the crypto-to-crypto exchanges’ fees are much lower. The global industry average trading fees for crypto-to-crypto exchanges are around 0.25%. However, this is partly explained by the fact that the crypto-to-crypto exchanges do not have to worry about bank transaction fees and the cost of the fiat payment IT infrastructure. We leave it up to you to decide whether these fees are acceptable to you or not.

Kriptomat Withdrawal fees

Many exchanges have competitive trading fees but then hit you on the way out with their withdrawal fees. Let’s say you have reached your investment goals and you are looking to pay with Bitcoin in real life. In order to do so, you need to withdraw the funds. And when doing so, the exchange can make up for its low trading fees by charging you high withdrawal fees when you’re halfway out the door.

Kriptomat doesn’t do this however. They only charge the so called “network fees”. You should note here that there are exchanges out there that also pay the network fee for you, making withdrawals 100% free, but they are unusual (Changelly, QuadrigaCX, Bitsane and Coinut, to name a few of them). Accordingly, Kriptomat’s withdrawal fee levels are a competitive edge for them.

Deposit Methods

At Kriptomat, you can deposit through both SEPA-transfer and credit cards. Kriptomat thus qualifies as a so called “entry-level exchange”, which is especially beneficial to newer crypto investors.

Kriptomat Security

Kriptomat’s has an average security score. We run all exchange-websites in Mozilla’s Observatory-test (https://observatory.mozilla.org/), and Kriptomat received a C-score. This is decent, but there is also room for improvement.


As mentioned above, this exchange supports credit card deposits (alone or through the use of any of its associated payment service providers). Other cryptocurrency exchanges that also have this option include:

  1. Changelly
  2. CEX.io
  3. Crex24
  4. Bitstamp
  5. QBTC
  6. Abucoins
  7. BTC Direct
  8. Bitlish
  9. Coinsuper
  10. MBAEX
Kriptomat Review - Cryptowisser Logo