Loadoo logotype


2.5 from 11 vote[s]
Cryptos Supported (1)

Card Characteristics

Card Type




Wallet Included


Funding methods

Wire Transfer


Credit Card




Loadoo Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (sandwiches, jeans, gardening supplies, etc.) with your crypto assets. This is a review of Loadoo – one of the many cryptocurrency debit cards.

General information

Loadoo so far only supports the biggest cryptocurrency out there: Bitcoin. The card will most likely support even more cryptocurrencies in the future.

With respect to fiat currencies, Loadoo supports the classic trinity: EUR, GBP and USD.

Loadoo is a VISA-card.

EFTPOS-card. EFTPOS stands for Electronic Funds Transfer at Point of Sale and denotes an electronic payment system. It comes from USA and initially rolled out in 1982. See more about EFTPOS here. EFTPOS-cards can be used essentially everywhere and doesn’t limit the card holder in any substantial manner compared to holding a Visa-card or MasterCard.

US-investors may not use this card. So, if you’re an American and you’re looking to get a cryptocurrency debit card, you’ll have to resort to this cryptocurrency debit card list and pick one of the cards where there is a green checkmark in the “US Allowed”-column. It shouldn’t be that hard for you now, should it?

Loadoo Card Picture of Card

Loadoo Fees

Loadoo’s fees slightly above the industry average.

The monthly fee is USD 1.00 and the issuance fee is USD 15.00. So far, so good. These fees are both in line with the industry average.

However, the ATM-usage fees and purchasing fees are not. ATM-usage results in a fixed fee of USD 3.50 on the withdrawn amount. This might be disadvantageous in countries where the normal ATM-machines only allow smaller withdrawals (USD 20 for instance). In such scenarios, in order to withdraw a larger amount you need to withdraw several times, thus triggering the fixed fee each time. Usually, however, you can go to a bank to withdraw higher amounts in a more efficient manner.

Furthermore, the most important fee, the commission on spending, is high. Loadoo sets you back 3.00%. This means that if you buy a limited edition baseball cap for USD 100, this will reduce your crypto assets with USD 103. This might not seem like a lot for a one-time-purchase but over a long period it can add up to substantial amounts.

The maximum deposit is USD 10,000. If you need a card with higher maximum deposit limits than that, don’t worry. Just have a look in our cryptocurrency debit card list to find another card for you.

Concluding remarks

If this is the cryptocurrency debit card for you, congratulations. If not, check out one of the other epic cryptocurrency debit cards in our cryptocurrency debit card list. Good luck!

Loadoo Card Review - Cryptowisser Logo