Lavapay logotype


3.1 from 21 vote[s]
Cryptos Supported (1)

Card Characteristics

Card Type




Wallet Included


Funding methods

Wire Transfer


Credit Card




Lavapay Review

Wouldn’t it be nice if you could convert your crypto assets into everyday purchases and buy goods with bitcoin and other altcoins? Well, now you can. Just get a cryptocurrency debit card and buy also non-virtual goods (sandwiches, jeans, gardening supplies, etc.) with your crypto assets. This is a review of Lavapay – one of the many cryptocurrency debit cards.

General information

Lavapay primarily supports Bitcoin. This is of course a disadvantage for anyone wishing to deposit other altcoins to a cryptocurrency debit card.

The card will presumably support even more cryptocurrencies in the future though.

With respect to fiat currencies, Lavapay supports USD, EUR, GBP and RUB.

Lavapay is a VISA-card, so it can be used essentially anywhere.

US-investors may also use this card.

An interesting aspect with Lavapay is that it normally only takes around 24 hours to activate the Lavapay account. This is definitely a quick and easy process!

Lavapay Fees

We think that Lavapay charges relatively competitive fees. There are of course fees involved in using it, but these are not deterrent to using it in our opinion.

The monthly fee is USD 1.00. This is low (lower than most non-cryptocurrency debit cards as well).

There is an issuance fee set to USD 9.99, which is in line with industry average (if not even a bit lower than industry average – arguably around USD 15.00).

ATM-usage results in a fee of USD 3.50 on the withdrawn amount. Fixed ATM-withdrawal fees can be disadvantageous to you if you are in countries where the normal ATM-machines only allow smaller withdrawals (USD 20 for instance). In such scenarios, in order to withdraw a larger amount you need to withdraw several times, thus triggering the fixed fee each time.

Furthermore, the most important fee of them all is the commission on spending. Lavapay sets you back 3.00%. This means that if you buy a nice Christmas present to someone for USD 100, this will reduce your crypto assets with USD 103. 3% is roughly in line with industry average but there are also cryptocurrency debit cards not charging any specific fee on top of the purchase amount at all.

The maximum deposit is USD 20,000 (relatively high limit).

Concluding remarks

If this is the cryptocurrency debit card for you, congratulations. If not, check out one of the other epic cryptocurrency debit cards in our cryptocurrency debit card list. Good luck!

Lavapay Review - Cryptowisser Logo