Fees & Limits
Hi.com Card Review
A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a crypto debit card, you can. This is a review of Hi.com Card, one of the crypto debit cards out there
Launched in 2021 and backed by a wealth of experience, Hi.com was founded by the ex-CMO of Crypto.com and the ex-CEO of Bitcoin.com. The crypto firm’s whitepaper boasted a pioneering new way to interact with cryptocurrency, to create an all-in-one financial app backed by crypto and combine the best features from CashApp, PayPal, Robinhood, Venmo, and WeChat, among others.
Throughout our Hi.com Card review, we’ll explore the crypto company’s ecosystem, diving deep into each aspect of the company and looking critically at the exchanges’ various features. Read on for our comprehensive review and to learn more about this ambitious new company.
The Hi.com Card is an intriguing project. Having only been active since 2021, the company has yet to become competitive in the fast-moving crypto payment industry. The company doesn’t aim to replace the likes of Binance and FTX as an outright trading platform for everyday use.
However, Hi.com Card has found its niche in the market as a card provider. Customers using the card will be able to earn free Hi Dollars daily and enjoy the fruits of the crypto casino by making crypto as you wager or bet on the crypto-mini games available. The current price of 100 Hi Dollars is around USD 5.
The Hi.com Card appeals to crypto investors, holders, and adapters with a dedicated team building an exciting roadmap for the coming years. A big part of the company’s appeal is the fact the development team strives to improve the service by rolling out new features every month.
New technology is constantly popping up in the blockchain Web3 space, so ambition and innovation are vital for success. This is something that the growing Hi.com user base has recognized, taking advantage of the early adoption of this unique service.
The evolution of the GameFi space has led to numerous major companies offering customers the opportunity to earn crypto by playing games. Hi.com Card customers will be able to earn Hi Dollars, playing alongside some 3,000,000 other players across ten exciting GameFi platforms. HiPlay hasn’t launched yet, but it is said to be right around the corner—stay tuned!
Powered by the world's number 1 Bitcoin casino, Yolo Group, customers can connect securely using their Hi.com Wallet and revel in these exciting games. Hi.com provides a gateway to gaming through its live casino, where customers can enjoy a broad range of premium live games, a comprehensive sportsbook, and interactive dealers on table games. Players will also be able to get up to 20% cashback and take advantage of 0.5% loyalty rebates.
Choose from over 100 games, including classics like Blackjack, Baccarat, and Roulette, and new and innovative slot platforms. The sportsbooks are extensive, covering major markets such as major American sports leagues like the NFL and all your European football action!
The card currently has support for the following assets/transfers:
- Tether USD
- Binance USD
- Binance Coin
- True USD
- USD Coin
The company also supports four fiat currencies — USD, GBP, EUR, and HKLD — which are available to deposit with Bank Transfer (minimum deposit of USD 100). Customers looking to deposit using domestic bank transfers should expect the transfer process to take 24 hours, while international transfers can take up to 5 days.
Hi.com has also launched personal IBANs in the UK and other EEA countries, allowing customers to use their Hi.com account like a regular bank account. Customers can seamlessly send and receive EUR and GBP to and from their bank accounts and transfer funds to other peoples’ accounts using SEPA and FPS.
Hi.com Card Cashback
Hi.com Card offers unbeatable benefits when customers spend fiat & crypto. Pay with your fiat and crypto debit card at one of 90 million Mastercard merchants worldwide and receive these benefits. Customers will receive money back every time they make a payment, getting between 1-10% back in spend rewards depending on your tier.
The Hi.com reward scheme is divided into six tiers, which breakdown as follows:
- Basic - 100 Hi Staked / 1% Spend Reward
- Black - 1,000 Hi Staked / 3% Spend Reward
- Silver - 10,000 Hi Staked / 5% Spend Reward
- Gold - 100,000 Hi Staked / 8% Spend Reward
- Platinum - 1M Hi Staked / 9% Spend Reward
- Diamond - 10M Hi Staked / 10% Spend Reward
Picture of Hi.com Card
The Hi.com Card card currently has a waiting list. You can apply to join the waiting list through the company website. There is no official release date, but there seems to be a lot of hype building, which indicates we will see it sooner rather than later. The Hi.com Card will allow customers to receive a virtual card that works with Apple Pay, Google Pay, and Samsung Pay. The look of the card will vary depending on the tier;
- Basic (blue)
- Platinum (metallic grey)
- Diamond (steel blue)
Quick and Easy Referral Program
As a part of promoting and building the Hi.com community, customers will have access to a referral program allowing them to earn even more Hi Dollars! Members who bring new members to the community will get a bonus and 50% of all their rewards, plus all downstream referral rewards.
How to refer friends? All members will get a unique nickname and referral link attached to their account. Simply share your link with friends and earn even more rewards. The more friends you refer, the more rewards you get! A great passive income scheme for Hi.com Card users.
Hi.com is a company focused on the distribution of cards to the European market and Great Britain. For those customers that are not a member of the European Union, Great Britain, and other EEA countries, you won’t qualify for the crypto card.
For any non-EU readers, we’d suggest looking at our complete list of recommended crypto card providers for the latest and greatest providers available to you.
Hi.com Card Fees
The beauty of the Hi.com Card is that there are no fees or commissions applied when using it. Customers will encounter a minimum and maximum limit on transactions, but no matter how much you spend, you won’t incur fees! The limits on transactions are listed below:
- Minimum USD 10 per transaction
- Maximum USD 25,000 per transaction
One of the most attractive things about the company’s vision is its inclusivity, which is why Hi.com focuses on fee-free payments.
Hi Card Limits
The Hi Card has its limits, broken down into different sections based on your KYC level. There are just two KYC tiers, 1 and 2. The maximum limits for KYC tier 1 are as follows:
- Receive daily bonus
- Withdraw USD 1 million
- Withdraw USD 5,000 of HI
- Send USD 5,000
- Pay with card USD 10,000
For Tier 2, customers generally receive larger transactions limits, with the specifications for certain services below:
- Withdrawal Unlimited (all other assets equivalent)
- Fiat purchases Unlimited
- Send USD 50,000 per day, maximum of 100 transactions (all assets)
Hi.com provides access to some 65 coins, a casino offering over 100 games, access to sports betting, a unique reward system, staking on several major cryptocurrencies and tokens, and the list goes on. The company has been active since the start of 2021, with the iOS app released in October of that year, but it has quickly captured the attention of digital asset investors. The company’s ambition and desire to grow are a big part of the company’s appeal, but there is certainly space to grow. One to keep an eye on in the coming years.