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Binance Card


Ausstellungsgebühr 0 Geldautomaten-Gebühr 0.90%-2.00% Zahlungsgebühr 0.90%-2.00% Monatliche Gebühr 0 Einzahlungsminimum 0


No Überweisung Yes Debitkarte No Kreditkarte No Paypal No Geschenkkarte No Bargeld

Unterstützte Krypto-Währungen (344)

UPDATE 20 December 2023: This card is no longer offered by Binance. In an email sent to its users on 20 December 2023, Binance stated the following:

We are writing to you to let you know that you are no longer able to use your Binance Visa Debit Card. This is because the Binance Visa Debit Card programme, issued by UAB ”Finansinės paslaugos ,,Contis“, part of the Solaris Group, has now closed, in accordance with Clause 20 of the Binance Card Account Terms and Conditions.

Please immediately destroy your Binance Visa Debit Card by cutting it through the chip and magnetic stripe.

To find an active crypto debit card that you can use today, please visit our Crypto Debit Card List to see what options there are.

A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a cryptocurrency debit card, you can. This is a review of Binance Card, one of the crypto debit cards out there.

Tired of reading? No problem, check out our video review of the Binance Card here - 

Binance Card is an interesting new card that we at are very excited about. The card is formally issued by Solaris (previusly named Contis Financial Services Ltd) who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa.

The card has been around since March 2020, but it was announced on 15 December 2020 that it will now also start shipping to the European Economic Area, namely:

Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

For the avoidance of doubt, the Binance Card will only use the funds from your Binance Card wallet (the balance on your Binance account). The Binance Card cannot be topped up from other external platforms. Funds which are sent directly from 3rd party platforms will not be credited to your Binance Card, and might result in the loss of these funds.

Early in August 2022, Binance announced plans to enable the "Spot Wallet Feature" effective from 01 September 2022. Users with insufficient balance in their funding wallets can complete their transactions by using the funds stored in their Spot Wallet. If this feature is active, the amount will be debited automatically. Users can choose to activate or deactivate this feature from the Binance Card Dashboard. 

The card also comes with transaction-push notifications. This means that each time you make a purchase with your Binance Card, you will receive a push notification on your Binance mobile app.

The card has support for BNB (Binance Coin), BUSD (Binance USD), BTC (Bitcoin), ETH (Ethereum) and SXP (Swipe). Also, it supports the EUR fiat currency (the card in other continents support other fiat currencies as well of course).

The following picture shows how you can control the card or navigate it from your Binance account. The layout of all features seems very intuitive to us and easy to understand.

The following picture represents a card which has not yet been used (which is why there is no transaction history, no cashback etc.) and all assets on the card have been redacted from display.

Binance Card Interface

The card from Binance also offers something very interesting: a cashback feature. What is a cashback feature? Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in the form of BNB-tokens. And the percentage is actually from 0.1-8%, depending upon how many BNB-tokens you hold. The levels required for the different cashback-percentages are set out in the below table (updated on 23 April 2021):

Binance Card Cashback Levels Updated

8% is a very high cashback level, one of highest there is. Another card company with a cashback function (Wirex), only offers 1.50% in cashback. The aggregate amount of cashbacks that you have generated are also displayed on your Binance Card Interface (see the picture above).

Binance Card Cashback

Binance Card’s fees are very competitive indeed.

There are no monthly fees. There are no issuance fees. There are no minimum deposit limits. As long as you have a balance on the Binance-account that the card is connected to, you can use the card.

The most important fee of them all is the commission on spending. Binance Card has a low commission on spending, 0.90%. The 0.90% applies also to ATM-withdrawals. If you make transactions outside of Europe, the 0.90% fee is increased to 2.00%.

The only other fee you might need to think about is if you have lost the physical card and want Binance to reissue it. They will happily do that, but to a fee of EUR 25. But that's it! 

There is also a daily maximum spending limit: EUR 8,700 per day.

Binance Card Advantages

Transactions on digital wallets, digital banking services, crypto exchanges, stored value products, money remittance services, and certain other categories are however excluded from the BNB cashback program.

Binance Card also seems to take security very seriously, just like the Binance Exchange does. Any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd (the formal issuer of the card) becomes insolvent, your funds will be protected against claims made by creditors.

Furthermore, to make credit card payments more secure, the European Commission (PSD 2.0) now requires customers to complete additional verification (3D Secure Verification, or 3DS) to authorize their online transactions. Consequently, before making any transactions with the Binance Card, you need to complete 3DS (starting on 16 September 2021). 

We have a great feeling about the Binance Card. You can order one here.

If this is the cryptocurrency debit card for you, congratulations. But if not, check out one of the other cards in our crypto debit card list.

Good luck!