Austin Winch Introduces Xauras: A Governance-Driven DeFi Lending Protocol Already Surpassing $90M TVL
With transparency, scalability, and strong adoption, London-based founder Austin Winch positions Xauras as a third-generation alternative to traditional DeFi lending models.
London, UK – 22 September 2025 – Xauras, a decentralized finance (DeFi) protocol founded by Austin Winch, has officially launched and already achieved significant traction in the market. In less than a month, the platform has crossed $90 million in total value locked (TVL) and onboarded over 12,000 unique wallets, setting it apart from many new entrants in the space.
Positioned as a third-generation lending protocol, Xauras was created to address long-standing weaknesses in DeFi, including governance inefficiencies, scalability limits, and security vulnerabilities. The protocol operates through non-custodial smart contracts that allow users to supply liquidity and borrow against overcollateralized positions. Interest rates are calculated dynamically in real-time, while automated liquidation mechanisms protect liquidity providers during volatility.
The difference between Xauras and earlier lending platforms lies in its governance-first model. Token holders actively shape the protocol’s evolution, voting on economic parameters, upgrades, and risk strategies. This ensures adaptability, resilience, and community trust, which have often been missing in centralized or semi-centralized DeFi models.
“Investors want more than hype—they want resilience and transparency,” said Austin Winch, Founder of Xauras. “By embedding governance and security into the DNA of Xauras, we are creating a lending infrastructure that’s modular, scalable, and designed to serve a global community.”
Xauras is currently live on Ethereum and Arbitrum, with upcoming integrations planned for Polygon, Optimism, and Solana. Future milestones include real-world asset collateral frameworks, NFT-backed loan products, institutional liquidity partnerships, and a mobile-native dApp to widen accessibility.
With a rapidly growing TVL, community-driven governance, and a robust roadmap, Xauras offers investors and users a stronger alternative in the evolving DeFi lending landscape.
About Xauras
Founded in London by Austin Winch, Xauras is a governance-first decentralized finance protocol that focuses on security, scalability, and transparency. Its mission is to redefine decentralized lending for both retail and institutional participants.