Montenegro vs Slovenia
Crypto regulation comparison
Montenegro
Slovenia
Legal
Legal
Montenegro has no specific crypto law but crypto is not prohibited. Working toward EU candidacy and potential MiCA alignment. Capital gains taxed under general provisions.
Slovenia proposed a 25% tax on crypto capital gains effective January 2026, but the law was pulled from the December 2025 legislative session and has not been enacted. Currently, individual crypto trading gains remain untaxed. Slovenia has been crypto-friendly, with Ljubljana hosting Bitcoin City and a strong blockchain community. VASPs must register for AML compliance. MiCA applies from December 2024.
Tax Type
Capital gains
Tax Type
Capital gains
Tax Rate
9-15%
Tax Rate
25% (proposed, not yet enacted)
Exchanges
Yes
Exchanges
Yes
Mining
Yes
Mining
Yes
Regulator
Central Bank of Montenegro, Capital Market Authority
Regulator
ATVP (Securities Market Agency), Bank of Slovenia
Stablecoin Rules
No specific stablecoin regulation
Stablecoin Rules
Regulated under EU MiCA framework
Key Points
- No specific cryptocurrency legislation but crypto is legal
- Working toward EU candidacy and MiCA alignment
- Capital gains on crypto taxed at 9-15%
- Central Bank has acknowledged crypto without banning it
- Growing interest in crypto-friendly policies
Key Points
- 25% crypto capital gains tax proposed but not yet enacted; pulled from Dec 2025 legislative session
- Individual crypto trading gains currently untaxed pending new legislation
- VASPs must register for AML/CFT compliance with relevant authorities
- Ljubljana hosts 'Bitcoin City' — a commercial district accepting crypto payments
- MiCA framework applicable from December 2024