A Review of The Oobit Crypto Card

Oobit, backed by Tether and supported by the Visa network, is available at over 150 million global merchants.

Since its founding in 2017, Oobit has scaled crypto payments for individuals, businesses, and merchants through multiple payment solutions that facilitate crypto-to-fiat conversion and mainstream transaction settlement.

Now, Oobit is one of the most comprehensive apps that gives you a crypto credit card, lets you send crypto to any bank, and has an advanced DePay function, which means you can pay directly from a wallet you trust.

With over 500,000 customers and counting, we wanted to give you a detailed overview of the Oobit crypto card and what you can expect.

How The Oobit Card Works

The Oobit Crypto Credit Card is a Visa-powered crypto payment solution that allows you to spend cryptocurrencies such as Bitcoin, Ethereum, and USDT as you would a normal debit or credit card. You can use it to shop online, store checkouts, make routine daily purchases, and pretty much anywhere that accepts Visa-backed crypto cards.

The reason it's different from a standard Visa debit or credit card is that your funds stay in crypto until you pay. Then, the backend payment processor and converter convert the crypto into local currency at checkout.

That means:

• You don't need to convert crypto manually
• Merchants receive fiat (€, $, £, etc.)
• You can use it anywhere Visa is accepted (150M+ merchants worldwide)

Oobit has partnered with some of the biggest global brands, including McDonald's, Subway, Samsung, Apple, Gucci, Lidl, Zara, and many more, so you know you can trust the brand with their Crypto Card.

It's an excellent crypto card for spending USDT, Bitcoin, Ethereum, and other stablecoins anywhere Visa is accepted.

How the Oobit Crypto Credit Card Works

Oobit behaves like a crypto-linked credit or debit card but with a tap-to-pay approach.

You can connect your crypto wallet, like MetaMask, for example, seamlessly once you've downloaded the Oobit app on the App Store or Google Play Store. Specifically for MetaMask, Oobit published these instructions for the download:

1. Open Oobit App - Go to the "Add funds" section.
2. Select 'Connect Wallet' - Choose MetaMask from the list.
3. Authorize the Connection - Approve the secure session in MetaMask.
4. Verify Your Address - Make sure the wallet address is correct.
5. Connection Complete - Your MetaMask balance is now available to spend.

After you've connected your wallet and you've signed up and verified your identity, which will ask you for standard sign-up process such as your name, address, phone number, and an identity document for verification, you'll get an Oobit virtual card that you can add to your Apple or Google wallet.

Then, the payment process happens in seconds whenever you tap and pay. It feels exactly like Apple Pay or Google Pay. Oobit converts crypto to fiat instantly, and the merchant receives normal currency. You don't preload funds and pay directly from any self-custody wallet.

The big difference is that you can only spend what you own. There's no credit, borrowing, or overdraft option. Oobit behaves like a non-custodial debit card.

The Setup Process

Setting up Oobit is designed to take just a few minutes. Here's a summed-up step-by-step so it's easier to follow:

1. Download the Oobit app
2. Complete identity verification (KYC)
3. Connect your crypto wallet or add stablecoins
4. Add the card to Apple Pay or Google Pay

Then you're ready to pay.

Payment methods:

• Tap-to-pay on your smartphone (primary UX)
• Virtual card
• Smartwatch compatibility (you can add your Oobit Crypto Card to your smart watch just like you would any other payment card).

Key Features and Benefits

Oobit comes with a long list of key features and benefits that have attracted such a massive customer base, whether it's the biggest global brands we mentioned or everyday users. Some of the features and benefits we loved were:

• The tap-to-pay crypto experience.
• Non-custodial control, meaning you can keep control of your funds in your own wallet.
• No preloading required, unlike a lot of competitors, so no need to move funds to a card wallet first.
• The cashback rewards are incredible for a crypto card. With Oobit, you get up to 10% cashback every time you pay, directly in stablecoins like USDT. And you get it instantly.
• Global Acceptance across key areas such as Europe (EEA), the US, Brazil, South Africa, Switzerland, and the United Arab Emirates.

The Oobit crypto card also works as a Bitcoin Card, letting you pay with Bitcoin online, in-store, on subscriptions, and while traveling.

Positive Reviews and User Feedback

It is rated 4.8 on the App Store across more than 22,000 reviews and 4.7 on Google Play. Oobit has a massive user base that is growing, especially in markets across the US, Europe, Latin America, Southeast Asia, and beyond.

From the Oobit website, some of the reviews from their biggest clients include:

• Paolo Ardoino, CEO of Tether - "User-experience perfection. Oobit + $USDT for payments in real-life."
• Roger Ver, Bitcoin Jesus - "Thanks to @oobit, anyone can now pay with #BitcoinCash #Bitcoin #Tether # Ethereum and other #Crypto anywhere in the world that accepts Visa  right from their smartphone."
• HardyJamel - "It's now super easy and convenient to spend crypto directly from your wallet."
• Paul Stewart - "This has made using crypto in everyday situations way more practical for me. Setup was straightforward, payments go through fast, and it works seamlessly at places that accept regular cards. The tap-to-pay experience makes it feel easy to use."

Conclusion

The Oobit Crypto Card is the all-in-one solution to crypto payments whenever you need them, online or on the go. The sophisticated app has a seamless user interface that makes it so easy to sign up, get a virtual card, and start using it. It's an excellent way to start spending your crypto.

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