Roobet Banner
BTC $79,514.00 (+1.35%)
ETH $2,511.55 (+1.24%)
BNB $756.85 (+0.34%)
XRP $1.43 (+2.90%)
SOL $104.50 (+1.26%)
TRX $0.34 (+0.36%)
ZEC $1,251.39 (+10.08%)
HYPE $86.50 (+2.84%)
DOGE $0.09 (+1.88%)
RAIN $0.02 (-5.35%)
XMR $499.84 (-4.32%)
LINK $12.46 (-1.73%)
LEO $9.19 (-0.28%)
ADA $0.22 (+1.00%)
XLM $0.19 (-0.50%)
BCH $259.86 (+1.36%)
CC $0.11 (+2.80%)
LTC $54.57 (-1.49%)
UNI $6.79 (-3.77%)
GRAM $1.41 (+0.97%)

Germany vs India

Crypto regulation comparison

← Back to map | Germany | India
Germany

Germany

India

India

Legal
Legal

Germany has one of the most well-defined crypto regulatory environments in Europe. BaFin has regulated crypto custody as a financial service since 2020. Notably, crypto held for over one year by individuals is completely tax-free, making Germany one of the most favorable jurisdictions for long-term holders.

India legalized crypto taxation in the 2022 Union Budget, imposing a flat 30% tax on all crypto gains with no deductions for losses. A 1% TDS (Tax Deducted at Source) on crypto transactions above thresholds also applies. The Supreme Court struck down the RBI's 2018 banking ban in 2020, and India is now developing a broader regulatory framework.

Tax Type Capital gains
Tax Type Capital gains
Tax Rate 0-45%
Tax Rate 30%
Exchanges Yes Yes
Exchanges Yes Yes
Mining Yes Yes
Mining Yes Yes
Regulator BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht)
Regulator CBDT, FIU-IND, SEBI, RBI
Stablecoin Rules Regulated under MiCA; BaFin already licensed crypto custody under existing German law since 2020
Stablecoin Rules No specific stablecoin regulation; RBI exploring digital rupee CBDC
Key Points
  • Crypto held for more than 1 year is completely tax-free for individuals
  • Short-term gains (under 1 year) taxed as income at up to 45% plus solidarity surcharge
  • Annual exemption of €1,000 for short-term crypto gains (since 2024, previously €600)
  • BaFin licenses crypto custody businesses under the KWG (German Banking Act) since January 2020
  • MiCA framework applicable from December 2024, complementing existing German regulation
Key Points
  • Flat 30% tax on all crypto gains with no loss offset against other income (effective April 2022)
  • 1% TDS on crypto transactions above ₹10,000 (₹50,000 for specified persons)
  • Supreme Court struck down RBI's 2018 banking circular banning banks from serving crypto firms
  • FIU-IND requires VASPs to register and comply with PMLA (Prevention of Money Laundering Act)
  • India blocked non-compliant offshore exchanges (Binance, others) in 2024, later some re-registered
Sources
Sources
Roobet Banner