Cryptopay Logo



Taxa de Emissão €5.00 Taxa de Caixa Eletrônico €2.50 Taxa de Gasto 1.00% - 4.00% Taxa Mensal €1.00 Depósito Mínimo 0


Yes Transferência Bancária Yes Cartão de Débito Yes Cartão de Crédito Yes PayPal No Cartão Presente No Dinheiro

A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a cryptocurrency prepaid card, you can. This is a review of Cryptopay, one of the crypto prepaid cards out there.

The Cryptopay card (also known as C.Pay) is a card launched by Crypotpay. The services on the platform are provided by CPS Solutions OÜ, which is a company registered in Estonia (registry code: 16063623) whose registered address is Harju maakond, Tallinn, Haabersti linnaosa, Meistri tn 16, 13517. CPS Solutions OÜ has been granted licence FVT000413 for providing a virtual currency exchange and wallet services.

With the Cryptopay card, you can pay anywhere (both online and offline) and easily follow your transactions in the Cryptopay-app.

Picture 1 Cryptopay

Moreover, the company states that the spending limit is as high as EUR 30,000 per transaction.

Cryptopay Picture 2

Cryptopay currently supports 40 currencies, 37 cryptocurrencies including (BTC, ETH, XRP, USDT etc.) and 3 fiat currencies (EUR, GBP, USD). Cardholders can use any of these currencies to load the card: the conversion to the card currency (if needed) takes place automatically.

The platform will most likely support even more cryptos in the future. With respect to fiat currencies, Cryptopay cards can be ordered in EUR (for UK/EU clients) and GBP (for UK clients only).

Cryptopay is a VISA-card, meaning that you can use the Cryptopay-card at any point of payment that accepts VISA. This is of course a great advantage, seeing that VISA is the most widely accepted card in the world (alongside MasterCard).

US-investors may not use this card. Actually, it is only open to people from UK & European Union. So if you’re from anywhere else than UK & EU, and you’re looking for a crypto debit card, please refer to our Crypto Debit Card List to find one for you.

The following is the most recent picture of the card (in physical and virtual format) that we have been able to obtain:

Picture of Cards

Cryptopay’s fees consist of a monthly fee, an issuance fee, a fixed fee for ATM usage and a load/unload fee and a foreign transaction fee.

The monthly fee is EUR/GBP 1.00.

The issuance fee is EUR/GBP 5.00 for plastic cards, whereas issuing a virtual card is free of charge. The cost of an upgrade to plastic is 5 EUR/GBP.

The fixed fee for ATM-usage is EUR/GBP 2.50 for domestic ATM-withdrawals, and EUR/GBP 3.50 + 3% for international ATM-withdrawals.

The load/unload fee is 1%. There’s not spending fee for transactions in card currency, but if a purchase is made in a different currency, an additional 3% foreign transaction fee is charged.


The fees for this card are a bit on the high end actually. 

The monthly fee is EUR/GBP 1.00, which is not particularly high, but there are a lot of cards out there that don't charge any monthly fees at all.

There is an issuance fee amounting to EUR/GBP 5.00 for plastic cards (virtual cards are still free). This is actually the only one of Cryptopay's fees that are substantially below the industry average. Most card companies charge EUR 10-20 for issuing a physical card.

There is a fixed fee for ATM-usage. The fee is EUR/GBP 2.50 per usage, if you use a domestic ATM. If you would happen to be abroad and use an international ATM, you will need to pay EUR/GBP 3.50 + 3.00% per withdrawal. This is not cheap, but compared to many other cryptocurrency prepaid cards that charges you a percentage of the withdrawn amount it can still be competitive for you, especially when withdrawing higher amounts from the ATM.

Furthermore, the most important fee of them all, the commission on spending. This card sets you back 3.00% (through its foreign exchange fee). But we should also take into account that it will cost you 1% of the load amount when loading the card, and that every purchase requires a preceding load-up. So, in effect, the spending commission is actually 4.00% for transactions in foreign currency. This means that if you buy a nice sweater for USD 100, this will reduce your crypto assets with USD 104. 4.00% is also above the industry average.

The maximum deposit is EUR/GBP 8,000 per day, and the daily ATM-withdrawal limit is EUR 400. These limits are quite generous compared to industry average.

Cryptopay Limits

Finally, if this is the card for you, congrats. Sign up here NOW.

If not, you can also check out one of the other cards in our crypto debit card list. Good luck!