Club Swan Card Logo

Club Swan Card

Avgifter och gränser

Utfärdandeavgift 129 USD Bankomatavgift 2.00%, min. 1.95 USD Användningsavgift 0.00% Månadsavgift 35 USD Minsta insättning N/A


Yes Banköverföring Yes Bankkort Yes Kreditkort No Paypal No Presentkort No Cash

A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a cryptocurrency debit card, you can. This is a review of Club Swan Card, one of the crypto debit cards out there.

Tired of reading? No problem, check out our video review of the Club Swan card here

Club Swan Card is an interesting new card that we at are very excited about. It is operated by a company based in the United Kingdom.

Club Swan is a membership which includes discounts on travel, instant rewards and full time virtual assistant.  The membership fees start at $129 USD (for the Starter version, see more below).

The card is intended to be used by both new crypto investors, familiar investors, crypto adopters and globetrotters. The card has attractive functionality for each and every one of these groups.

Club Swan Card Promo Pic

Club Swan is powered by Mastercard and is accepted by all major payment networks globally.

This is of course a great advantage, seeing that Mastercard is the most widely accepted card in the world (alongside VISA).

US-investors cannot use this card, as the company has temporarily suspended it's operations in the United States.

The card has support for Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Basic Attention Token (BAT), Bitcoin Cash (BCH), EOS Token (EOS), Paxos Standard (PAX), Tether (USDT) and USD Coin (USDC).

This below is a picture of the cards (all three versions of it). The main differences are lower fees and higher limits for the cards to the right below, but also a higher order price. The best of them all is the Chairman Membership version.

Club Swan Card Picture of Cards

The Club Swan Cards also offer something very interesting: instant reward features. What is this? Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in the form of "instant rewards". Apparently, the percentage is from 2.00% all the way up to 20.00%, depending upon what purchase you have made. We have not been able to find any further details on exactly how this instant reward feature works, but we are working on it.

Club Swan Card’s main unique selling point is not their lower fees. It is, compared to averages, a bit on the high end price wise. But, as always, you cannot only look at what you pay, but also at what you get for what you pay.  

There's a monthly fee of USD 35 for the starter clients. However, this is not a typical monthly fee. In fact, this fee includes a virtual assistant/concierge that is available to run errands for you, book travel, order things for a loved one...etc.  If a person is travelling and needs to have someone conduct admin items (book a room, set up VIP at a club, etc) then Club Swan takes care of that. What a great service!

There's an issuance fee starting at USD 129 (for the cheapest version of the Club Swan Cards). This is also way above average.

If you want to withdraw money from an ATM, you can do so, but the fees are 2.00% (minimum USD 1.95).

There are however no commission on spending. Loading is also free of charge so no fees that can be equalled to commission on spending either. This is very competitive indeed.

Club Swan Card Most Flexible

The Club Swan Cards are not designed for the "average Joes" out there. Rather, they are designed for members who need high limits. Accordingly, their Starter version (the most basic version of them all) has a maximum deposit limit at USD 500,000. For their highest tier of the card, maximum deposits are as high as USD 2 million. Wow.

We have a great feeling about the Club Swan Card. You can order one here.

If this is the cryptocurrency debit card for you, congratulations. But if not, check out one of the other cards in our crypto debit card list.

Good luck!

Club Swan Card More Than Just a Payment Card