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거래소 리뷰


거래소 수수료

BTC 인출 수수료 0.0008 테이커(Taker) 수수료 0.50% 메이커(Maker) 수수료 0.50%

입금 방식

Yes Wire Transfer No Credit Card

PayBito is a centralized cryptocurrency exchange from USA that was born in June 2018. It offers trading in a decent number of the bigger cryptocurrencies out there.

Most crypto traders feel that desktop give the best conditions for their trading. The computer has a bigger screen, and on bigger screens, more of the crucial information that most traders base their trading decisions on can be viewed at the same time. The trading chart will also be easier to display. However, not all crypto investors require desktops for their trading. Some prefer to do their crypto trading via their mobile phone. If you are one of those traders, you’ll be happy to learn that PayBito's trading platform is also mobile compatible. You can download it to/from both the AppStore and Google Play:

PayBito Mobile Support Updated

Why do so many exchanges not allow US citizens to open accounts with them? The answer has only three letters. S, E and C (the Securities Exchange Commission). The reason the SEC is so scary is because the US does not allow foreign companies to solicit US investors, unless those foreign companies are also registered in the US (with the SEC). If foreign companies solicit US investors anyway, the SEC can sue them. There are many examples of when the SEC has sued crypto exchanges, one of which being when they sued EtherDelta for operating an unregistered exchange. Another example was when they sued Bitfinex and claimed that the stablecoin Tether (USDT) was misleading investors. It is very likely that more cases will follow.

It is unclear whether PayBito permits US investors or not (regardless of being from the US themselves). Other exchanges prohibit US investors in spite of being from the US themselves. We have read PayBito's Terms and Conditions and have not found an explicit prohibition of US investors. We urge any US investors to form their own opinion on the permissibility of their trading at PayBito though.

PayBito also has an affiliate program. Through the affiliate program, you can invite your friends to start an account at the exchange. If they accept, and do start such an account, you will receive a reward from the exchange. This is a great way of passively earning money.


PayBito Referral Program

Every trading platform has a trading view. The trading view is the part of the exchange’s website where you can see the price chart of a certain cryptocurrency and what its current price is. There are normally also buy and sell boxes, where you can place orders with respect to the relevant crypto, and, at most platforms, you will also be able to see the order history (i.e., previous transactions involving the relevant crypto). Everything in the same view on your desktop. There are of course also variations to what we have now described. This is the trading view at PayBito:

PayBito Trading View

It is up to you – and only you – to decide if the above trading view is suitable to you. Finally, there are usually many different ways in which you can change the settings to tailor the trading view after your very own preferences.

Every time you place an order, the exchange charges you a trading fee. The trading fee is normally a percentage of the value of the trade order. Many exchanges divide between takers and makers. Takers are the one who “take” an existing order from the order book.

PayBito belongs to the group of exchanges charges the same fee rate for takers and makers. The flat fee rate is 0.50%. These trading fees are much above the industry average for centralized exchanges. Industry average has historically been around 0.20-0.25% but since Q2 2022 the rates are gradually on the rise. According to the largest empirical study ever performed on the subject (dated 30 June 2022), the industry average taker and maker fees were 0.229% and 0.185%, respectively.

So, in conclusion, PayBito's trading fees are significantly higher than the global industry averages. 

PayBito has percentage based withdrawal fees (2.00%) for withdrawals of fiat currency. For withdrawals of BTC, however, the withdrawal fee is 0.0008 BTC per BTC-withdrawal. The current global industry average is 0.000643 BTC per BTC-withdrawal according to this report performed by us here at, so PayBito is a bit above average in this particular aspect.

In addition to depositing cryptocurrency to the platform, PayBito also lets you deposit fiat currency. However, only through wire transfer (not credit or debit card). If you need an exchange accepting credit or debit card deposits, just use our Exchange Filters and you'll find one in no time at all.

Seeing as fiat currency deposits are at all possible at this trading platform, PayBito qualifies as an “entry-level exchange”, meaning an exchange where new crypto investors can start their journey into the exciting crypto world.